THE HOUSING COUNSELING AGENCY
25 YEARS OF EXCELLENCE
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I Am a Homeowner Now What?

How we can help

The homeowner program is focused on creative and innovative ways to get the most out of homeownership by making fiscally prudent, fully informed decisions as it relates to refinancing, home improvements/modifications, home maintenance and budgeting.

How to communicate with your mortgage servicer?

  • Stay in contact
  • Be realistic
  • Keep a communication record of all contacts and communications and records communicating with all representatives associated with your loan.
  • Be prepared! When communicating with your mortgage servicer try to avoid being emotional. It is critical to have a plan of action of what your objective is before contacting the servicer
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National Hotline 877-964-3422
NID-HCA is a diverse network of advocacy groups and individuals, organizations, housing counselors, real estate professionals, community groups, civic organizations and faith-based organizations committed to ensuring fair housing opportunities for all in urban/minority communities throughout the country. As an advocacy, communications, education and resource network, NID-HCA works to provide its partners and the communities they serve with information to assist them in their advocacy efforts to address issues ranging from increasing access to quality housing and mortgage products and eliminating housing disparities.