Avoid Foreclosure

NID-HCA foreclosure prevention program is designed to address the successful resolution of mortgage default and delinquencies. We work with major lenders advocating on behalf of our clients for affordable financial solutions We provide information and recommendations, allowing our clients to make appropriate decisions to settle their mortgage issues.

How we can help

NID-HCA offers educational workshops and counseling session on strategies to avoid foreclosure.

Resolving or Preventing Mortgage Delinquency or Default:

This service includes to the consequences of default and foreclosure and will cover the following:
  • Loss mitigation
  • Budgeting and credit
  • Restructuring debt
  • Obtaining re-certification for mortgage subsidy and establishing reinstatement plans
This service also include helping clients affected by predatory lending; foreclosure prevention strategies; explaining the foreclosure process; providing referrals to other sources and assisting client with locating alternative housing.

Look Up Your Loan

If your mortgage is owned by Fannie Mae or Freddie Mac, you may be eligible for a Home Affordable Refinance to take advantage of lower interest rates. Your mortgage company can tell you who owns your loan. Find their contact information here. You can also contact Fannie Mae and Freddie Mac directly by clicking on the links below.

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Contact us today. we can help you!

We Specialize in providing in-person counseling in your community.


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Contact Details

  • National Office Headquarters
    NID-Housing Counseling Agency
    7677 Oakport Street, Suite 1030
    Oakland, CA 94621
  • 1-877-670-7360
  • 1-888-334-8325
  • nidnational@nidonline.org