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NID Congratulates Dr. Ben Carson on His Cabinet Nomination to HUD

FOR IMMEDIATE RELEASE
   
NID Congratulates Dr. Ben Carson on His Cabinet Nomination to HUD
   
NID Anticipates the Focus on Local Community Solutions and the Health Implications of Good Housing
   
OAKLAND, CALIFORNIA, December 6, 2016
   
We at NID wish to congratulate Dr. Benjamin Carson on his nomination as the Secretary of the United States Department of Housing and Urban Development. As the largest community-based, African-American HUD-approved National Intermediary of housing counseling and education services, NID National and its branch offices work and live in the communities that are central to HUD’s mission and will be strongly affected under Dr. Carson’s administration. We look forward to continuing our local efforts to stabilize urban communities and increase wealth production in these communities under the guidance of growth-minded national policies.
   
For many residents in the communities that we serve at NID, the possibility of homeownership begins with certified housing counseling and education. Numerous, data-based studies have shown that HUD-approved housing counseling and education can lead families from a rental mindset into a homeownership mindset and begin building generational wealth. Housing counseling and education has been shown to improve credit scores, reduce mortgage delinquency, and improve the overall financial health of the individual and family. In other words, HUD-approved housing counseling and education creates better business partners and stewards of wealth in communities desperately needing renewal and sustainable growth.
   
While we at NID continue to work with HUD on issues of national importance, we understand that with appropriate access to fair and competitive products and services, our communities have the potential to rejuvenate from within. The incredible diversity in our nation’s cities requires local solutions to local challenges, and NID stands at the forefront of these local initiatives with branch offices across the country. We are encouraged to work with the incoming Secretary in translating federal support from HUD into local, wealth-building solutions, centered around stable housing.
   
NID further applauds Dr. Carson’s experience and understanding of the importance of housing to the health of the individual, the family, and the community. We agree with Dr. Carson that, “[W]e cannot have a strong nation if we have weak inner cities.” NID anticipates that Dr. Carson’s experience and understanding of proper health care will highlight how stable and affordable housing is inextricably linked with the health outcomes of our cities and communities. NID’s housing counseling and education clients often face daunting health, employment, and financial challenges when they first meet with a counselor. Stabilizing housing outcomes for our communities must also mean stabilizing the health, employment, and financial outcomes for our neighbors. Fortunately, we have learned, they are co-dependent, and that a healthy housing community has much better chances of maintaining physical and psychological health.
   
We at NID understand the often-overlooked importance of HUD programs, funding, and support to the growth and stabilization of our local communities. We encourage and support Dr. Carson in bringing his interdisciplinary knowledge as an accomplished healthcare professional into the Department’s approach to community stabilization and growth. We look forward to working with the incoming administration to develop and execute local wealth-building opportunities to stabilize the health of our neighbors and the future of their housing.
   
NID-HCA is a diverse, centralized network of advocacy groups and individuals, organizations, housing counselors, real estate professionals, community groups, civic organizations and faith-based organizations committed to ensuring fair housing opportunities for all, especially in underserved urban/minority communities throughout the country. As an advocacy, policy, education, and resource network, NID-HCA works to provide its partners and the communities they serve with information, services, and products to assist them in increasing access to quality housing and mortgage products, and curbing housing inequities.
   
FOR FURTHER INFORMATION CONTACT
   
NID VP Development
   
Steven Hicks
   
stevenhicks@nidonline.org
   
www.nidonline.org
   
510-268-9792
 


NID Co-Hosts FHFA Director Mel Watt at Oakland, CA Roundtable

FOR IMMEDIATE RELEASE
   
NID Co-Hosts FHFA Director Mel Watt at Oakland, CA Roundtable
   
Housing Industry Leaders Consider Solutions to National and Local Housing Challenges
   
OAKLAND, CALIFORNIA, December 1, 2016
 
(L-R): Mark Austin, Public Affairs Committee Chair, National Association of Real Estate Brokers; Lynette Gibson McElhaney, President, Oakland City Council; Melvin Watt, Director, Federal Housing Finance Agency; George McDaniel, President, African Americans for Economic Empowerment (co-host); Carol Williams; President, Carol Williams Advertising Agency (Host); Ronald Cooper, President, National Association of Real Estate Brokers and Ray Carlisle, Sr., President NID-Housing Counseling Agency (Moderator/co-host)
 
On Wednesday morning, November 30, 2016, NID Housing Counseling Agency, a HUD-approved housing counseling agency based in Oakland, CA, and the Greenlining Institute, co-hosted a roundtable discussion with the Federal Housing Finance Agency (FHFA) Director Mel Watt, at the Carol H. Williams Advertising Agency in downtown Oakland, CA. The FHFA, as a leading federal policymaker, has one of the greatest impacts on housing policy in the United States. NID was honored to host Director Watt and invite discussion from over 40 national and local leaders on housing issues facing Oakland and the Bay Area, especially those disproportionately impacting low income and minority communities.
   
NID President and CEO, Mr. Ray Carlisle, Sr., moderated the roundtable discussion and maintained a group focus on proposing solutions to stubborn challenges in the local housing market. The discussion was wide-ranging, centering on access to housing and financing barriers for people of color in the Bay Area, municipal impasses in funding affordable housing, and the most efficient methods for local, state, and federal stakeholders to collaborate on innovative solutions. Of note, the roundtable discussion consistently returned to the research-proven value of housing counseling and education in preparing borrowers to be successful homeowners.
   
NID President and roundtable moderator Mr. Carlisle, Sr., summarized the multifaceted value of HUD-approved housing counseling and education:
“NID has witnessed for decades how its provision of pre and post-purchase housing counseling and education services improves outcomes for everyone involved. Borrowers are better equipped to practice responsible homeownership, which strengthens communities and builds wealth in historically marginalized neighborhoods. Financial institutions, such as banks, mortgage lenders, servicers and insurers, benefit from more stable investments and educated business partners in the homeowners. Local, state and federal oversight agencies can rely on the regulatory expertise of housing counseling agencies like NID to ensure adherence to procedures that help sustain fair and equal access to services and products. HUD-approved housing counseling and education is a keystone for a stable and thriving housing industry, just as a home is the keystone for wider social and familial health.”
   
Feature speakers included: Mr. Orson Aguilar and Ms. Hibba Meraay of the Greenlining Institute, Ms. Maeve Elise Brown, Executive Director and Founder of the Housing and Economic Rights Advocates, Mr. Chris Iglesias, CEO at the Unity Council, and Mr. Joshua Simon, Executive Director at the East Bay Asian Local Development Corporation.
   
Director Watt and Mr. Carlisle, Sr. welcomed other national and local stakeholders representing government, industry, and the non-profit sectors. Participants included, among others: Mr. Ron Cooper, President of the National Association of Real Estate Brokers (NAREB), Mr. Bill Brown, Jr., President of the National Association of Realtors (NAR), Ms. Tia Boatman Patterson, Executive Director of CalHFA, Mr. Jim Park, Partner at The Mortgage Collaborative and the 2013 Chair of Asian Real Estate Association of America (AREAA), Mr. Nate Miley, Supervisor on the Alameda County Board, and Ms. Lynette McElhaney, Council President and Member of the Oakland City Council.
   
Supervisor Wiley and City Council President McElhaney talked about the recently passed County and City bond programs to help address the affordable housing challenges and CalHFA Executive Director Boatman-Patterson talked about how to leverage these and other programs with those of the state. The NAR and NAREB presidents expressed their joint commitments to work with Washington, DC policy makers to reduce barriers to homeownership and preserving the mortgage interest deduction for primary and secondary homes; among other important issues.
   
Director Watt encouraged the local, state, and national leaders at the roundtable to extend the conversations from the morning and continue to work with the FHFA in finding consensus solutions to the persistent obstacles of access to responsible but fair mortgage loans and affordable homeownership and rental housing opportunities. NID Housing Counseling Agency, as one of the largest national intermediaries and partners of the U.S. Department of Housing and Urban Development (HUD), will continue its leadership role in bringing together communities, government, private industry, and other nonprofits, to find sustainable solutions in community building and sustained well-being.
   
About NID
   
NID-HCA is a diverse, centralized network of advocacy groups and individuals, organizations, housing counselors, real estate professionals, community groups, civic organizations and faith-based organizations committed to ensuring fair housing opportunities for all, especially in underserved urban/minority communities throughout the country. As an advocacy, policy, education, and resource network, NID-HCA works to provide its partners and the communities they serve with information, services, and products to assist them in increasing access to quality housing and mortgage products, and curbing housing inequities.
   
FOR FURTHER INFORMATION CONTACT
   
NID VP Development
   
Steven Hicks
   
stevenhicks@nidonline.org
   
www.nidonline.org
   
510-268-9792
 






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