• Welcome to NID-HCA
    We specialize in providing housing counseling services to help meet your housing needs.
  • We Can help you buy a home
    We offer the First Time Homebuyer Certificate Course that prepares you for all the phases..
  • Ready to Buy a Home again?
    Now you can with the FHA Back to Work Program
  • We Can help you
    Avoid Foreclosure
    Please visit our Foreclosure Prevention Website.
    We specialize in providing in-person counseling in your comunity.
    Most of the services we provide to consumers are FREE OF CHARGE.
    All foreclosure-related counseling is FREE.

How we can help

  • Buy a Home

    We offer First-Time Homebuyer Education workshops which holistically combines all aspects of pre-and post-purchase counseling in one program.

  • Avoid Foreclosure

    NID-HCA foreclosure prevention program is designed to address the successful resolution of mortgage default and delinquencies.

  • Homeownership Assistance

    The homeowner program will help you make fiscally prudent, fully informed decisions related to home improvements/modifications.

  • Rental Assistance

    Designed to assist clients with fair and affordable rental opportunities enabling our clients to reach an informed rental decision.

  • Homeless and Shelter Services

    This counseling service includes but is not limited to information regarding emergency shelter; other emergency services and transitional housing.

  • Financial Literacy and Education

    Our counselors provides information on basic to complex financial matters, covering a full spectrum of financial literacy categories.

  • Reverse Mortgages

    This service helps seniors who seek to convert equity in their homes into income that can be used to pay for home improvements or other expenses.

  • Fair Housing

    This service includes NID-HCA taking reasonable steps to ensure that personas are not denied housing counseling services or treated differently.

  • Dial 2-1-1 or Contact Your Local NID-HCA Branch Office

    2-1-1 provides free and confidential information and referral. Call 2-1-1 for help with food, housing, employment, health care, counseling and more.

Welcome to NID Housing counseling agency

The website is intended for our visitorsto accomplish and obtain a verity of information and resources. The NID-HCA site allows for visitors to register for:

Counseling Sessions

Register for confidential counseling sessions and a variety of housing & financial literacy workshops.


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Educational Resources

Read in our education section and learn information regarding housing related topics.


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Interactive Calculators

Use our interactive calculators to determine a variety of financial situations.


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Latest Housing News

And check-out the latest housing industry related information on our up-to-date- news feed.


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Contact us today. we can help you!

We Specialize in providing in-person counseling in your community.


Contact a Counselor

Contact Details

  • National Office Headquarters
    NID-Housing Counseling Agency
    7677 Oakport Street, Suite 1030
    Oakland, CA 94621
  • 1-877-670-7360
  • 1-888-334-8325
  • nidnational@nidonline.org